Additional Insurance Coverage: Fundamentals and Misconceptions

R. Thomas Dunn | Pierce Atwood | September 26, 2019 Additional insured (“AI”) requirements for commercial general liability (CGL) policies are very common in construction contracts. An Owner routinely requires its general contractor (“GC”) to provide AI coverage for itself, its affiliates, and sometimes a handful of other entities (lender, architect, etc.). In turn, the… Continue reading Additional Insurance Coverage: Fundamentals and Misconceptions

Travelers Gives Agents Aerial Property Damage Viewer to Expedite Disaster Claims

Insurance Journal | September 24, 2019 Property/casualty insurer Travelers is now providing its insurance agents and brokers with before-and-after photos of areas affected by disasters. The Travelers Catastrophe Map Viewer provides access to searchable, high-resolution aerial images that are often available within one or two days after a catastrophic event — normally before anyone can… Continue reading Travelers Gives Agents Aerial Property Damage Viewer to Expedite Disaster Claims

Insuring To Value is a Difficult Underwriting Requirement Making Underinsured Structures Quite Common

Chip Merlin | Property Insurance Coverage Law Blog | September 23, 2019 Insuring to value is becoming an increasingly discussed topic with so many buildings underinsured. I noted this problem in a recent post, Do I Have Enough Insurance? Underinsured Homes Are Epidemic.  I was with Amy Bach at a United Policyholders fundraising evening on Saturday night. It reminded me… Continue reading Insuring To Value is a Difficult Underwriting Requirement Making Underinsured Structures Quite Common

Misrepresentations Made After Loss But Before An Examination Under Oath

Chip Merlin | Property Insurance Coverage Law Blog | September 24, 2019 New Jersey Merlin Law Group attorney Jason Cieri was married last week. It was a fantastic wedding. It also provided me a chance to catch-up with some Jersey Shore public adjusters, discuss the upcoming PPAANJ seminar on November 14 and write this blog which includes a case… Continue reading Misrepresentations Made After Loss But Before An Examination Under Oath

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