Matthew Lewis | PropertyCasualtyFocus In Liberty Surplus Insurance Corp. v. Kaufman Lynn Construction Inc., the Eleventh Circuit Court of Appeals held that a “course of construction exclusion” in a commercial general liability precluded coverage for water damage caused by a hurricane during a construction project. However, the court found that the insured had standing to assert… Continue reading Eleventh Circuit Holds Course of Construction Exclusion Applies to Water Damage as Project Was Not Fully Complete
Category: General Liability Policy
Emerging Issues in Construction CGL Insurance Part 1: Continuing or Progressive Loss Exclusions
Eric M. Clarkson | Saxe Doernberger & Vita The risks and losses associated with construction operations and property development push many insurance concepts to their limits. As a result, the construction industry has long been at the forefront of many complex insurance coverage issues and both drives but also depends on market standards to assess… Continue reading Emerging Issues in Construction CGL Insurance Part 1: Continuing or Progressive Loss Exclusions
Professional Liability Insurance Considerations When Design Professionals are Involved
Lara Yost and Debran O’Neil | The Dispute Resolver When it comes to managing risk, design professionals must carefully consider both commercial general liability (CGL) and professional liability insurance. While these two types of coverage both protect against third-party claims, they have key differences in how they work, when they apply, and what they cover.… Continue reading Professional Liability Insurance Considerations When Design Professionals are Involved
Conditions to Coverage May Be More Conditional Than You Thought
Max J. Louik and Alexa L. Austin | The Policyholder Perspective Conditions Precedent to Coverage Insurance policies typically are subject to certain conditions precedent to coverage. As the name suggests, conditions precedent to coverage are obligations placed on the insured that, in the normal case, must be complied with in order for coverage to attach. Take… Continue reading Conditions to Coverage May Be More Conditional Than You Thought
First Circuit Broadly Interprets Exclusion in Commercial General Liability Policy Under Current Massachusetts Law
Bill Wilson | Construction Law Zone In Admiral Insurance Co. v. Tocci Building Corp., 120 F.4th 933 (1st Cir. 2024), the federal Court of Appeals ruled that, under current Massachusetts law, a general contractor’s Commercial General Liability (CGL) policy does not cover damage to non-defective work resulting from defective work by subcontractors. The defendant contractor was… Continue reading First Circuit Broadly Interprets Exclusion in Commercial General Liability Policy Under Current Massachusetts Law