Charles Elmore – April 18, 2013 Florida’s insurance consumer advocate is calling for the state’s top regulator and legislators to send a clear message that property insurers should not be allowed to deny claims and cancel policies based on consumer credit information more than 90 days after taking a policy. “This practice is reprehensible and… Continue reading ‘Reprehensible’ Practice Sparks Call for Insurance Commissioner, Lawmakers to Act
Category: Insurance Claims
Who Has The Final Decision On The Extent Of Damages Directly Caused By Wind?
Shaun Marker – April 22, 2013 In researching cases in New York, I came across an opinion with language that may come into play in Sandy claims. The case has a simple outcome and does not perform so much analysis that we get lost in the shuffle. The case is Mawardi v. New York Property… Continue reading Who Has The Final Decision On The Extent Of Damages Directly Caused By Wind?
Who is Liable for Faulty Florida Construction, Insurer or Contractor?
March 16, 2013 As most Florida homeowners can attest to, natural disasters can be extremely unpredictable in the Sunshine State. Whether dealing with torrential rains and hurricanes, or even sinkholes, Florida homeowners can literally encounter Mother Nature’s wrath from almost every angle – from both above and below. Unfortunately, the aftermath of such horrific events… Continue reading Who is Liable for Faulty Florida Construction, Insurer or Contractor?
Expert Shares Tips on Successfully Mediating Claims
Denise Johnson – April 3, 2013 James Curry, a presenter at this year’s Combined Claims Conference in Long Beach, Calif., practiced in-house insurance defense work for 35 years and recently started his own mediation practice based in the San Fernando Valley. In an interview with Claims Journal, Curry, a seasoned mediator, provided tips to assist… Continue reading Expert Shares Tips on Successfully Mediating Claims
Who Decides Whether A Claim Involves A Total Loss
Kenneth Kan – April 2, 2013 Question: Who decides whether a claim involves a total loss? A. The policyholder B. The insurance company C. An appraisal panel D. The court E. None of the above If you answered “D,” you are correct. Recently, the Supreme Court of Minnesota addressed this very question. In the case… Continue reading Who Decides Whether A Claim Involves A Total Loss