Andrew Gann, Etahjayne Harris and Nicholas Hill | McGuireWoods In two recent decisions, the Texas Supreme Court defined the limited parameters in which Texas courts can look beyond the “four corners” of the complaint against the policyholder and the “four corners” of the insurance policy (i.e., the “eight-corners rule”) when determining whether an insurer’s “duty… Continue reading Beyond the Eight Corners: Determining Whether a Liability Insurer’s Duty to Defend Is Triggered
Category: Insurance
Frozen Pipe Claims: Subrogation, Common Failures, and Complex Causes
Andrew Schmit | Claims Pages Each year, water damage and freezing pipes cost insurers $15-$20 billion and result in claims from approximately 1 in 50 insured homes.1 While many cases of water damage are caused by a lack of maintenance or normal wear and tear, in the winter months, claims related to water damage and freezing… Continue reading Frozen Pipe Claims: Subrogation, Common Failures, and Complex Causes
Insurer Not Responsible for Insured’s Assignment of Policy Benefits
Tred R. Eyerly | Insurance Law Hawaii The Florida Court of Appeals affirmed the lower court’s granting summary judgment to the insurer after failing to abide by an assignment to which it was not a party. Expert Inspections, LLC v. United Property & Cas. Ins. Co., 2022 Fla. App. LEXIS 88 (Fla. Ct. App.… Continue reading Insurer Not Responsible for Insured’s Assignment of Policy Benefits
Wake-Up Call: Understanding Commercial Fire Insurance Coverage In The Wake Of The Colorado Wildfire
Marshall Gilinsky and Carrie Maylor DiCanio | Anderson Kill Key Points: The wildfire that struck Boulder County, Colo., on December 30 was the most destructive in the state’s history In an era of intensifying natural disasters, businesses need to be aware of all their coverages and be prepared to maximize recovery Coverages to consider besides… Continue reading Wake-Up Call: Understanding Commercial Fire Insurance Coverage In The Wake Of The Colorado Wildfire
Owners as Additional Insured in Construction Contracts
Anastas Shkurti | Robbins DiMonte Ltd An owner who embarks on a construction project should always request additional insured status on the general contractor’s and subcontractors’ commercial general liability (CGL) policies. It is not enough for the owner to verify that the contractor is licensed and has insurance. As an additional insured (or AI), the… Continue reading Owners as Additional Insured in Construction Contracts