Larry Thompson – November 18, 2012
Assuming that since you have insured your property, you would get compensation for any construction related defect, the property might develop in future, is simply day dreaming. As a common man, you never know what is included in the property loss section of the insurance policy; you have bought for your home. You need contacting construction defect lawyers for clarification.
Varied language used by builders and insurers have ambiguous meanings that insurers use for their own benefits. Insurance agents are working for earning money and not for giving claims. Take your home insurance policy to an experienced lawyer to understand the risks covered by the policy. In case, your property shows signs of shoddy work, you would need legal help by construction defect lawyers to convince your insurers that you deserve compensation.
When it is so difficult to get compensation then why should I insure my home? This question might strike in your mind after knowing that your insurer is not your friend. Your home needs insurance and you should insure it without any apprehension. Get the best policy that covers all risks. It would be better if you could ask your insurance agent to tell in unambiguous words the risks covered under the policy.
Be a good customer and pay premium on time. It would go in your favor, if you put claim papers. If you are defaulter then the insurer might raise a red flag on your intention of claiming compensation. Also the court might not trust a defaulter and accept the insurer’s view that you have cooked a story to get compensation.
A good customer is trustworthy. The signs of shoddy work are visible on your property and the insurer is giving a deaf year to your appeals. You can approach the court and tell the entire story to the court. The jury would call the insurer and ask for clarification for not paying heed to your claims. Being a good customer would help you win compensation. You can find established construction defect lawyers to take up your matter.
For legal matters, you would need legal help that only construction defect lawyers could provide. Paying a little sum to an experienced attorney could help you get compensation. Only an attorney knows how to prepare claim papers, pursue the stubborn insurers and get compensation, when the damage for which you are asking for compensation is not covered by your home insurancepolicy.