John P. Fischer | Barnes & Thornburg Many commercial contracts require that one of the parties be included as an “additional insured” on the general liability policies of its contracting partner (which is the “named insured” on those policies). General contractors typically require subcontractors to include them as additional insureds on the subcontractors’ policies. Lessors… Continue reading Are You Getting Your Money’s Worth in Additional Insured Coverage?
Tag: Additional Insured
Is Contractual Privity Required for Additional Insured Status? Courts Are Divided.
Ashley Cowgill and Eric Gold | Policyholder Pulse Blog In a previous post, we addressed blanket additional insured endorsements and the role they play in passing insurance obligations downstream. In short, the purpose of a “blanket” endorsement is to grant additional insured status to any company as required in a written contract with the named insured.… Continue reading Is Contractual Privity Required for Additional Insured Status? Courts Are Divided.
When 1% Equals 100%: New York Rejects Fault Based Approach to Additional Insured Coverage
Laura Dowgin | Cozen O’Connor When a named insured is only 1% responsible for an accident, what percentage of indemnity coverage is owed to an additional insured? A recent New York federal court says 100%. In New York, additional insured coverage may very well extend to the additional insured’s own independent negligence, so long as… Continue reading When 1% Equals 100%: New York Rejects Fault Based Approach to Additional Insured Coverage
The Changing Fact of Additional Insured Coverage
J. Blake Hunter | Butler Weihmuller Katz Craig As a coverage attorney, I often find myself representing the liability insurers of both general contractors and subcontractors. When representing a carrier for a general contractor, one of the first questions the client usually asks us to explore is whether its named insured may qualify as an “additional insured” on a policy issued to one of its subcontractor under an additional… Continue reading The Changing Fact of Additional Insured Coverage
Note to “Additional Insureds” Relying on Builders’ Risk Insurance: Federal Court Decision Evaluates Extent of Coverage
Ken Sherman | Construction Law Zone The United States District Court for the District of Massachusetts has provided construction project owners, developers, general contractors, sub-contractors, suppliers, and vendors with a helpful reminder about obtaining effective additional insurance coverage on construction projects. In Factory Mut. Ins. Co. v. Skanska United States Bldg., No. 18-cv-11700-DLC, 2020. U.S. Dist.… Continue reading Note to “Additional Insureds” Relying on Builders’ Risk Insurance: Federal Court Decision Evaluates Extent of Coverage