Judy Greenwald – August 4, 2014 A construction company’s commercial general liability insurance policy does not provide coverage for faulty workmanship or subcontractor negligence, says an appeals court, in upholding a lower court ruling. Little Rock, Arkansas-based J-McDaniel Construction Co. Inc. purchased a CGL policy from a unit of the Great American Insurance Group, in… Continue reading Contractor’s CGL Policy Doesn’t Cover Subcontractors’ Faulty Work: Appeals Court
Tag: CGL Policy
Three Strikes on Defective Work Insurance Claim
Stanley A. Martin – July 22, 2014 A federal appeals court recently retired, in short order, a contractor’s insurance claim arising from defective work. The claim arose when scratches were noted on a glass storefront, shortly after installation by one sub but also after preliminary cleaning by another sub, and two days before the store was… Continue reading Three Strikes on Defective Work Insurance Claim
Eighth Circuit: Damages from Exposure to Concrete Sealant are Subject to “Pollution Exclusion” in CGL Policy
Anthony Osborn – May 18, 2014 Just a few days ago, the Eighth Circuit (applying Missouri law) analyzed whether a contractor had insurance coverage under a CGL policy relative to personal injuries stemming from three ladies’ alleged exposure to an acrylic concrete sealant. The contractor had utilized the sealant in an office park where the… Continue reading Eighth Circuit: Damages from Exposure to Concrete Sealant are Subject to “Pollution Exclusion” in CGL Policy
Overlooked Obtaining an Additional Insured Endorsement? You Might be Saved by the Automatic Additional Insured Endorsement – or Might Not.
Richard Dyer – October 18, 2013 Many CGL policies typically include an endorsement that contains a clause providing for automatic additional insured status without a project specific schedule listing names of additional insureds. (See, for example, form CG 2033 0704, “Additional Insured-Owners, Lessees or Contractors – Automatic Status When Required in Construction Agreement With You”). … Continue reading Overlooked Obtaining an Additional Insured Endorsement? You Might be Saved by the Automatic Additional Insured Endorsement – or Might Not.
New Insurance Case – S.C. Supreme Court: Defective Construction Work Satisfies “Caused by an Occurrence” Requirement in CGL Policy
Scott Turner – September 28, 2013 On Monday, Sept. 25th , the Supreme Court of South Carolina issued its decision in Auto-Owners Ins. Co. v. Rhodes, — S.E.2d —-, 2013 WL 5348381 (2013). It held that the “occurrence” of a collapse of the policyholder’s construction work in one location satisfies the causation part of the… Continue reading New Insurance Case – S.C. Supreme Court: Defective Construction Work Satisfies “Caused by an Occurrence” Requirement in CGL Policy