Judge Says $48M in Coverage for Collapsed Condo Tower Won’t Be Enough

Jim Sams | Claims Journal Five lawsuits have been filed against the Champlain Towers South Condominium Association in Surfside, Florida as of Thursday afternoon as plaintiffs move to preserve evidence at the site of the partially collapsed high-rise to stake a claim to a share of the reported $48 million in insurance coverage available. Miami-Dade… Continue reading Judge Says $48M in Coverage for Collapsed Condo Tower Won’t Be Enough

Ensuing Loss Clause Does Not Create Coverage for “Collapse” Inseparable from Damage Caused by Excluded Perils

Jordan Hess and Paul Ferland | Property Insruance Law Observer             In Jowite Limited Partnership v. Federal Insurance Company, the United States District Court for the District of Maryland issued a rare opinion addressing whether “collapse” is a covered “ensuing loss” under an all-risks insurance policy without a specific collapse coverage.  Case No. 1:18-cv-02413-DLB (D. Md.… Continue reading Ensuing Loss Clause Does Not Create Coverage for “Collapse” Inseparable from Damage Caused by Excluded Perils

Sinking Floor Does Not Meet Strict Definition of Collapse

Tred R. Eyerly | Insurance Law Hawaii     The court determined that the sinking of the insured’s floor caused by termites and rot deterioration did not meet the homeowners policy’s definition of collapse. Stewart v. Metro. Lloyds Ins. Co., 2020 U.S. Dist. LEXIS 111527 (S.D. Tex. June 24, 2020).     Beatrice Stewart, the homeowner,… Continue reading Sinking Floor Does Not Meet Strict Definition of Collapse

Vermont Supreme Court Reverses, Finding No Coverage for Collapse

Tred R. Eyerly | Insurance Law Hawaii     The Vermont Supreme Court reversed the trial court’s decision for collapse coverage. Commercial Constr. Endeavors, Inc. v. Ohio Sec. Ins. Co., 2019 Vt. LEXIS 173 (Vt. Sup. Ct. Dec. 13,2019).     Commercial Construction Endeavors, Inc. (CCE) built a livestock barn. By late December 2014, the barn… Continue reading Vermont Supreme Court Reverses, Finding No Coverage for Collapse

Collapse of Breezeway Attached to Building Covered

Tred R. Eyerly | Insurance Law Hawaii     The federal district court found that a breezeway that collapsed during a party was covered by the commercial property policy. DENC, LLC v. Philadelphia Indem. Ins. Co., 2019 U.S. Dist. LEXIS 179083 (M.D. N.C. Oct. 15, 2019).     DENC owned an apartment complex that was insured by… Continue reading Collapse of Breezeway Attached to Building Covered

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