Kevin Pollack | Property Insurance Coverage Law Blog | October 22, 2016 In California, if a property insurance policy does not specifically require a collapse to be complete or actual falling down to trigger coverage, then an imminent (i.e., impending) collapse will probably trigger coverage.1 However, on the flipside, if a policy does specifically require… Continue reading Do All Insurance Policies Require a Total Collapse to Trigger Collapse Coverage?
Tag: Collapse
Workmanship and Earth Movement Exclusions Preclude Coverage for Collapse As a Matter of Law
Joann Selleck | Cozen O’Connor | July 29, 2016 A U.S. federal district court recently granted Peerless Insurance’s summary judgment motion, concluding that, as a matter of law, under Virginia law, a property policy insuring a building under renovation would not provide coverage for a collapsed basement wall due to a subcontractor’s lack of shoring,. Taja… Continue reading Workmanship and Earth Movement Exclusions Preclude Coverage for Collapse As a Matter of Law
Construing Collapse Under a Homeowners’ Insurance Policy
Larry P. Schiffer | Squire Patton Boggs | March 9, 2016 Homeowners’ policies have become more complex as more and more homes have been built around the country. With the increase in natural and other disasters, including construction defect claims, homeowners have looked to their policies for coverage when disasters have destroyed or nearly destroyed… Continue reading Construing Collapse Under a Homeowners’ Insurance Policy
Common Sense Prevails: State of Collapse Nonexistent Thirteen Years before Discovery of Decay
Craig Bennion | Property Insurance Law Observer | February 8, 2016 For years, property insurance policies that exclude rot damage have been called upon to cover rot because the policies extend coverage to “collapse”—an undefined term—caused by hidden decay, even if the structure remains standing and in use. The Homeowners Association of the Queen Anne… Continue reading Common Sense Prevails: State of Collapse Nonexistent Thirteen Years before Discovery of Decay
Court Confirms No Duty to Reimburse for Prophylactic Repairs Prior to Actual Collapse
October 23, 2015 In Grebow v. Mercury Insurance Company (No. B261172, filed 10/21/15), a California appeals court held that coverage for collapse in a homeowners policy does not extend to prophylactic repairs undertaken to mitigate damage before actual collapse of the structure. In Grebow, the insureds had a general contractor inspect the rear deck of… Continue reading Court Confirms No Duty to Reimburse for Prophylactic Repairs Prior to Actual Collapse