It’s Tradition! Pollution Exclusion Applies Only to Traditional Environmental Contamination: New Cases from Washington and Connecticut

Lucas M. Blower | Brouse McDowell | September 17, 2017 In general, a pollution exclusion precludes coverage for liabilities arising from the “discharge, dispersal, release or escape” of “irritants, contaminants or pollutants.” The exclusion was incorporated in commercial general liability (CGL) insurance policies in response to the massive environmental liabilities incurred by companies in the… Continue reading It’s Tradition! Pollution Exclusion Applies Only to Traditional Environmental Contamination: New Cases from Washington and Connecticut

Giant Concrete Coverage Suit Tests Conn. Bad Faith Laws

Ryan Boysen | Law 360 | July 3, 2017 National insurance giants including State Farm, AIG, Allstate and a slew of others are staring down the barrel of an unconventional proposed class action in Connecticut that could cost them billions of dollars and will test the limits of the state’s insurance industry bad faith laws — all because of… Continue reading Giant Concrete Coverage Suit Tests Conn. Bad Faith Laws

Connecticut Supreme Court Issues Important Clarification For Independent Contractor Test

Guy Brenner and Carolyn M. Dellatore | Proskauer | March 23, 2017 On March 21, 2017, the Connecticut Supreme Court issued an important ruling, finding that an individual may be still considered an independent contractor under the state’s Unemployment Insurance Act even if he/she only provides services to one business or entity.  In so doing, the… Continue reading Connecticut Supreme Court Issues Important Clarification For Independent Contractor Test

Crumbling Foundation and the Collapse Provision in a Homeowners Policy

Jennifer Van Voorhis | Property Insurance Coverage Law Blog | March 26, 2017 Recently, Connecticut has had an increase in insurance claims for crumbling foundations due to faulty foundations poured in the 1980s and 1990s. Some foundations poured during this time frame contained a mineral, pyrrhotite, which can cause cracking when it reacts with oxygen… Continue reading Crumbling Foundation and the Collapse Provision in a Homeowners Policy

Connecticut Federal District Court Again Finds “Collapse” Provisions Ambiguous

Tred R. Eyerly | Insurance Law Hawaii | March 20, 2017 The Federal District Court for the District of Connecticut has issued several decisions of late finding coverage for collapse despite the building not being reduced to rubble. The latest decision in this series is Metsack v. Liberty Mutual Fire Ins. Co., 2017 U.S. App. LEXIS… Continue reading Connecticut Federal District Court Again Finds “Collapse” Provisions Ambiguous

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