Edward Eshoo | Property Insurance Coverage Law Blog | February 12, 2019 “One size fits all” is a phrase used to describe pieces of clothing or accessories designed to fit all people. Over time, it has been used to refer to anything meant to apply in all circumstances. Obviously, one size cannot fit all people.… Continue reading Freezing Exclusions: One Size Does Not Fit All
Tag: Freezing Exclusion
Broken Pipe During Polar Vortex: Don’t Let Your Policy’s “Freezing Exclusion” Leave You Uncovered for Losses From Arctic Cold
Paul LaSalle | Property Insurance Coverage Law Blog | February 2, 2019 Most property insurance policies exclude coverage for damages caused by the freezing of household systems or appliances unless the insured used reasonable care to maintain heat in the building or shut off the water supply and drained all systems and appliances of water.… Continue reading Broken Pipe During Polar Vortex: Don’t Let Your Policy’s “Freezing Exclusion” Leave You Uncovered for Losses From Arctic Cold
Freezing Exclusion – What Does It Really Mean to Use Reasonable Efforts to Maintain Heat in the Building?
Christina Phillips | Property Insurance Coverage Law Blog | May 2, 2018 Whether residential or commercial, most property coverage policies exclude loss caused by freezing, unless the insured either: Uses reasonable or best efforts to maintain heat in the building; or drains the plumbing lines. Application of this freezing exclusion, however, often turns on interpreting… Continue reading Freezing Exclusion – What Does It Really Mean to Use Reasonable Efforts to Maintain Heat in the Building?