Justin Kestner and Kevin J. Kennedy | Claims Management | July 21, 2016 Imagine this scenario: You are a claims professional who arrives at a building to evaluate whether or not there is hail damage to a metal roof. After gaining access to the roof, you observe a few shallow dimples in some of the… Continue reading Testing Your Mettle What you Need to Know about Court Rulings on Cosmetic Hail Damage to Metal Roofs
Tag: Hail Damage
Hail Storm “Cosmetic” Damage & Direct “Physical” “Loss”
Advise & Consult, Inc. | September 3, 2015 Cosmetic damage (small dents) occurred to a metal roof resulting from a hail storm. The insurer filed a claim with its carrier, Cincinnati Ins. Co., and an insurance adjuster inspected the roof and other than the dents, there was little other evidence of damage. The estimate of… Continue reading Hail Storm “Cosmetic” Damage & Direct “Physical” “Loss”
Bad Faith Claim for Inadequate Investigation Does Not Survive Summary Judgment
Tred Eyerly | Insurance Law Hawaii | May 18, 2015 The insured’s claim for bad faith investigation regarding their hail damage claim did not survive the insurer’s motion for summary judgment. Amarillo Hospitality Tenant, LLC v. Mass. Bay Ins. Co., 2015 U.S. Dist. LEXIS 56228 (N. D. Tex. April 29, 2015). A hailstorm caused damage to… Continue reading Bad Faith Claim for Inadequate Investigation Does Not Survive Summary Judgment
Breach of Contract Lawsuit Filed Against Property Insurer for Allegedly not Covering Hail Damage
Kyle Barnett | Louisiana Record | April 25, 2015 A Marrero homeowner is suing her property insurer for allegedly not providing her with a proper insurance settlement following a hailstorm. Lafonya Broussard filed suit against Centauri Specialty Insurance Company in the 24th Judicial District Court on Feb. 23. Broussard contends she owns a home located at… Continue reading Breach of Contract Lawsuit Filed Against Property Insurer for Allegedly not Covering Hail Damage
Minnesota holds “Comparable Material and Quality” Requires Wholesale Replacement where Undamaged Siding is Faded
Richard C. Bennett | Cozen O’Connor | December 23, 2014 Matching issues are frequently problematic when storms damage only portions of an insured structure’s exterior and it proves impossible to replace the damaged sections with material that is an exact match for the rest of the building’s roof or siding. Earlier this month, the Minnesota… Continue reading Minnesota holds “Comparable Material and Quality” Requires Wholesale Replacement where Undamaged Siding is Faded