Chip Merlin – March 21, 2014 Hail damage claim disputes and lawsuits are the rage in Texas, Colorado, Oklahoma, Arizona, and Missouri. Many insurance companies have developed operational claims responses for the purpose of controlling their severity of loss. For many insurers, HAAG is the “go to” preferred expert vendor providing various services. I have… Continue reading Hail HAAG and Travelers Insurance Claims : Property Insurance Coverage Law Blog
Tag: Hail Damage
Carriers Limiting Hail Coverage Across the Country – Your Cosmetic Hail Damage May Still be Covered
Larry Bache – January 23, 2014 Historically, homeowners and commercial insurance policies provide coverage for any and all direct physical loss or damage caused by the peril of hail and its ensuing damage. Carriers are trying to limit this exposure by raising the standard under policies from a direct physical damage standard to a functionality… Continue reading Carriers Limiting Hail Coverage Across the Country – Your Cosmetic Hail Damage May Still be Covered
Will Wind/Hail Cosmetic Damage Exclusion Endorsements Become the Norm?
Amy O’Connor – March 13, 2013 Cosmetic damage from wind and hail to homeowner and commercial properties may no longer be covered if insurers opt to use new endorsements, one for homeowners and another for commercial roofs, that are becoming available. The two organizations that standardize forms and policies for property/casualty insurers, the American Association… Continue reading Will Wind/Hail Cosmetic Damage Exclusion Endorsements Become the Norm?
Farm Bureau Changes Policy On Roof And Hail Damage Claims
Autumn L. Gentry – September 17, 2012 Effective October 1, 2012, Tennessee Famers Mutual Insurance Company (Farm Bureau) will settle all roof claims for actual cash value rather than full replacement value for all new and renewal business. In addition, Farm Bureau will now require that all hail losses be reported within one year from… Continue reading Farm Bureau Changes Policy On Roof And Hail Damage Claims
Tips on Commercial Roofing Evaluations
Kenneth R. Gilvary – July 3, 2012 Commercial roofing is one of the most demanding areas for expertise in the insurance industry today, as there are millions of commercial structures and hundreds of different roofing systems and variations in application. The history of a building’s roof may have a significant influence on its performance. There… Continue reading Tips on Commercial Roofing Evaluations