Chip Merlin | Property Insurance Coverage Law Blog | May 25, 2016 Hailstorms are wreaking havoc as noted in Brandee Bower’s post yesterday, Greetings From Hail Alley. After contacting their insurance companies, some policyholders unfortunately find their insurance companies deny the claims based on exclusions in the insurance contract involving wear and tear as well… Continue reading Hailstorms, Wear and Tear, and Inadequate Maintenance