Weed Property Owner Gets Smoked Under Insurance Policy

Garret Murai | California Construction Law Blog When’s the last time you read your homeowner’s insurance policy? Didn’t think so. But you might consider doing so, particularly in light of all of the discussions surrounding climate change – a nearly 2 degree Fahrenheit increase in summer temperatures over the past 20 years –  and studies… Continue reading Weed Property Owner Gets Smoked Under Insurance Policy

Florida Court Holds Rust and Corrosion is “Act of Nature”

Alycen A. Moss and Elliot Kerzner | Property Insurance Law Observer A Florida court recently held that rust and corrosion of water pipes is an “act of nature,” and, thus, was excluded from coverage under a homeowner’s insurance policy. In Dodge v. People’s Trust Insurance Company, 2021 WL 2217299 (4th DCA Jun. 2, 2021), Florida’s Fourth… Continue reading Florida Court Holds Rust and Corrosion is “Act of Nature”

Florida Appellate Court Determines Faulty Workmanship Exclusion in Homeowner’s Policy Is Not Ambiguous and Thus Damage Caused by Contractor’s Conduct Is Not a Covered Loss

Matthew Lewis | PropertyCasualtyFocus In Saunders v. Florida Peninsula Insurance Co., a Florida appellate court recently determined whether a faulty workmanship exclusion in a homeowner’s policy applied to a property loss caused by a contractor. The insured, Veronica Saunders, hired a contractor to install a new addition to her home, which was insured by Florida Peninsula… Continue reading Florida Appellate Court Determines Faulty Workmanship Exclusion in Homeowner’s Policy Is Not Ambiguous and Thus Damage Caused by Contractor’s Conduct Is Not a Covered Loss

Why Your House May Be Underinsured

David W. Hamilton | The Image Bank | Getty Images Hurricanes. Wildfires. Floods. Tornadoes. There are lots of reasons — natural and man-made — to make sure your homeowner’s insurance is current, adequate and economical. But chances are, like many Americans, you have little idea or interest in the best way to buy it. “Most… Continue reading Why Your House May Be Underinsured

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