Paul LaSalle | Property Insurance Coverage Law Blog | May 9, 2019 In a recent court opinion,1 the New Jersey Appellate Division interpreted a homeowner’s insurance policy’s water damage exclusion and determined whether damage from a broken municipal water main under a public street was covered under the policy. In that case, a homeowner brought an… Continue reading Broken Water Main Damage: Flood or Not Flood Under Homeowner’s Insurance Policy?
Tag: Insurance Coverage Disputes
Collapse Coverage: Second Circuit Holds That Cracking Walls Do Not Constitute “Collapse”
Dina R. Richman | Property Insurance Law Observer | May 6, 2019 Most homeowners’ policies – and property insurance policies in general – contain a limited coverage extension for “collapse.” The interpretation of that collapse coverage has been litigated around the country for decades, with different jurisdictions reaching considerably different results. The latest of these… Continue reading Collapse Coverage: Second Circuit Holds That Cracking Walls Do Not Constitute “Collapse”
“That Particular Part” – Yet More
David Smith | Policyholder Perspective | April 30, 2019 Massachusetts Appeals Court Gets It Right – Mostly Hot on the heels of the Federal Tenth Circuit Court of Appeals’ decision in MTI, Inc. v. Employers Insurance Company of Wausau, __ F.3d __, 2019 WL 321423 (10th Cir. 2019) (about which I wrote earlier this month), the Appeals Court… Continue reading “That Particular Part” – Yet More
Will The Additional Insured Endorsement Actually Cover The Claim?
Kenneth Gorenberg | Barnes & Thornburg LLP | April 25, 2019 Imagine this scenario. Your company hires a contractor to do some repair or renovation work. The contract requires the contractor to have commercial general liability insurance and make your company an additional insured under that policy. The contractor does so. Someone is injured on… Continue reading Will The Additional Insured Endorsement Actually Cover The Claim?
Assessing the “Reasonableness” of Notice
Christina Phillips | Property Insurance Coverage Law Blog | April 27, 2019 As any contributor on this blog will tell you, the first step in assessing any claim is to read the Policy. Policy language is ever evolving and changing, especially when it comes to notice requirements. The purpose of a notice requirement in an… Continue reading Assessing the “Reasonableness” of Notice