Tag: Insurance Policy

Do You Really Need a Court to Tell You What the Insurance Policy Covers? Litigating Insurance Coverage Issues? When and How to Turn to the Courts (Part 1)

A. David Fawal | BizLitNews Blog | March 2, 2018 No one should know what an insurance policy covers better than the insurer itself.  After all, the insurer wrote the policy, right? Yet there are times when coverage questions arise that even the drafter of the policy cannot answer – and on those occasions, a… Continue reading Do You Really Need a Court to Tell You What the Insurance Policy Covers? Litigating Insurance Coverage Issues? When and How to Turn to the Courts (Part 1)

Certified Copy of the Policy…To the Best of Our Knowledge

Christina Phillips | Property Insurance Coverage Law Blog | February 3, 2018 TO THE BEST OF OUR KNOWLEDGE. . . When determining if there is coverage for a claim, the first document attorneys, homeowners, and adjusters will look at is the policy. We often instruct adjusters or homeowners to request a certified copy of the… Continue reading Certified Copy of the Policy…To the Best of Our Knowledge

Calculating Actual Cash Value, Part 18: Minnesota

Shane Smith | Property Insurance Coverage Law Blog | February 21, 2016 In Minnesota, The broad evidence rule determines “actual cash value.”1 In Wilcox v. State Farm Fire and Casualty Company,2 the Minnesota Supreme Court recently ruled that in the absence of specific language in a policy identifying a method of calculating actual cash value… Continue reading Calculating Actual Cash Value, Part 18: Minnesota

Say What? A Policy That Does Not Cover Any Water Damage

Kenneth Kan | Property Insurance Coverage Law Blog | July 20, 2015 I look at insurance policies day in and day out—it’s just a part of my job. Every now and then, I come across something that makes my head spin or causes me to do a double take. Readers of this blog have seen… Continue reading Say What? A Policy That Does Not Cover Any Water Damage

Farmers Sells a Policy that Is Far Worse then Its Competitors – Review of the Farmers “Next Generation” Homeowner’s Policy, Part 3: Overhead and Profit

Robert Trautmann | Property Insurance Coverage Law Blog | July 29, 2015 The title of this blog is a quote by Chip Merlin after we discussed some of the issues that have been popping up in my continued review of the Farmers “Next Gen” policy. During this review, I realized this policy is really the gift… Continue reading Farmers Sells a Policy that Is Far Worse then Its Competitors – Review of the Farmers “Next Generation” Homeowner’s Policy, Part 3: Overhead and Profit

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