Caution: Penal Sum of Bond May Not Be the Limit

Michael Baker | Snell & Wilmer A couple of years ago, a California court rendered an opinion that a surety is liable for attorney’s fees and costs even if the amount exceeds the penal sum of the bond. (Karton v. Ari Design & Constr., Inc.). This was further confirmed in another opinion last year (Chavez Gen Constr,… Continue reading Caution: Penal Sum of Bond May Not Be the Limit

Understanding a Reservation of Rights Letter

Alexis Theriault | Conn Kavanaugh You have purchased a liability insurance policy and believe that your insurance coverage will protect you from any claims that may be made against you. You receive a claim letter or are served with a legal document that says “complaint” and initiates a lawsuit against you. You send it to… Continue reading Understanding a Reservation of Rights Letter

Federal Court Properly Applies Concurrent Causation and Rejects an “Expert” Opinion –Thompson v. State Farm Lloyds

Lindsey Bruning | Zelle U.S. Magistrate Judge Andrew Edison of the United States District Court for the Southern District of Texas recently issued a decision granting summary judgment for an insurance carrier in a first-party case involving alleged hail damage to a residential property. In granting summary judgment, the Court rejected an improper disclosure of… Continue reading Federal Court Properly Applies Concurrent Causation and Rejects an “Expert” Opinion –Thompson v. State Farm Lloyds

Mitigate Risk with a Construction Project Insurance Checkup

Andrew Gibson | Stoel Rives As we approach the end of 2024, prudence dictates a checkup on one of the most critical risk management tools for developers, builders and designers – insurance. With multiple acronyms out there such as OCIP, CCIP, OPPI, GL, PL and SDI, defining the right insurance program for a project can… Continue reading Mitigate Risk with a Construction Project Insurance Checkup

Why Every Construction Project Owner Should Be Asking Their Insurance Team About Enhanced Professional Liability Coverage

The Hartford Owners Professional and Protective Insurance, or OPPI, coverage provides an additional layer of professional liability for project owners, keeping their assets covered and their buildings secure. The construction industry is booming. With more than 8 million employees and $2.1 trillion worth of structures built each year, construction needs are in high demand, and… Continue reading Why Every Construction Project Owner Should Be Asking Their Insurance Team About Enhanced Professional Liability Coverage

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