Endorsement Excludes Replacement of Undamaged Property with Matching Materials

Tred R. Eyerly | Insurance Law Hawaii | June 26, 2019     The court approved the insurer’s endorsement which stated the insured would not pay for undamaged property in order to match damaged property. Noonan v. Am. Family Mut. Ins. Co., 2019 U.S. App. LEXIS 15545 (May 24, 2019).     After hail and wind… Continue reading Endorsement Excludes Replacement of Undamaged Property with Matching Materials

Matching Endorsement Upheld as Modifying Policy to Exclude Coverage for Undamaged Material

Christina Phillips | Property Insurance Coverage Law Blog | June 1, 2019 The Eight Circuit Court of Appeals in Noonan v. American Family Mutual Insurance,1 recently upheld that the Minnesota Amendatory Homeowners Endorsement (“Endorsement”) excludes “matching.” The Endorsement provides that an insurer does “not pay to repair or replace undamaged property due to mismatch between damaged material… Continue reading Matching Endorsement Upheld as Modifying Policy to Exclude Coverage for Undamaged Material

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