Edward Eshoo | Property Insurance Coverage Law Blog | August 29, 2016 Homeowner and commercial property insurance policies typically exclude loss or damage caused by or resulting from neglect.1 Under the ISO Homeowners 3-Special Form,2 neglect means “neglect of an ‘insured’ to use all reasonable means to save and preserve property at and after the… Continue reading The Neglect Exclusion Does Not Apply to Pre-Loss Neglect