Court Holds Damages Consequential to Subcontractors Faulty Workmanship is an “Occurrence” and “Property Damage” Under Plain Language of Standard Form Commercial General Liability Policy

Nicole Levine | Property Insurance Coverage Law Blog | August 24, 2016 New Jersey has joined a growing number of jurisdictions in ruling that damages from a subcontractor’s faulty workmanship may trigger coverage under a Developer/General Contractor’s Commercial General Liability (“CGL”) policy. On August 4, 2016, the New Jersey Supreme Court rendered a unanimous decision… Continue reading Court Holds Damages Consequential to Subcontractors Faulty Workmanship is an “Occurrence” and “Property Damage” Under Plain Language of Standard Form Commercial General Liability Policy

New Jersey Supreme Court Issue Important Decision for Homeowners and Contractors

Wally Zimolong | Supplemental Conditions | August 23, 2016 The lack of insurance coverage for a contractor’s faulty workmanship is the bane of both homeowners looking to recover damage for defective work and contractors seeking to defend against such claims.  In many states, like Pennsylvania, courts hold that faulty workmanship is not an “occurrence” that… Continue reading New Jersey Supreme Court Issue Important Decision for Homeowners and Contractors

NJ Supreme Court Holds Insurers Liable for Subcontractor’s Defective Work

Practical Law | August 18, 2016 In a case of first impression, the Supreme Court of New Jersey recently held that insurers may be liable for consequential damages resulting from a subcontractor’s defective work under commercial general liability insurance policies.  On August 4, 2016, in Cypress Point Condominium Association, Inc. v. Adria Towers, LLC, the… Continue reading NJ Supreme Court Holds Insurers Liable for Subcontractor’s Defective Work

No Coverage for Faulty Workmanship Where Underlying Claim is Strictly Breach of Contract

Tred R. Eyerly | Insurance Law Hawaii | June 22, 2016 Considering certified questions from the federal district court, the Arkansas Supreme Court followed a prior decision in deciding there was no coverage for property loss caused by faulty workmanship based solely on breach of contract. Columbia Ins. Group, Inc. v. Cenark Project Mgt. Services, Inc.,… Continue reading No Coverage for Faulty Workmanship Where Underlying Claim is Strictly Breach of Contract

“Occurrence” May Include Intentional Acts In Montana

Tred R. Eyerly | Insurance Law Hawaii | June 15, 2016 The Montana Supreme Court found that policy language defining “accidents may include intentional acts.” Employers Mut. Cas. Co. v. Fisher Builders, Inc., 2016 Mont. LEXIS 269 (Mont. Sup. Ct. April 19, 2016). Jerry and Karen Slack hired Fisher Builders to build a remodeled home located… Continue reading “Occurrence” May Include Intentional Acts In Montana

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