Aaron F. Jaroff and Stephen G. Foresta | McGuireWoods In several states, an insured that prevails in a coverage dispute against its insurer is entitled to statutory “penalty interest” added to the amount owed by the insurer. A June 8, 2022 decision from the United States District Court for the Western District of Michigan illustrates… Continue reading Recent Michigan Court Ruling Reinforces Importance of Providing Prompt “Proof of Loss”
Tag: Proof of Loss
Can Misrepresentations In a Proof of Loss Void Coverage?
Christina Phillips | Property Insurance Coverage Law Blog | September 20, 2019 It can be difficult after a fire for an insured to remember with 100% certainty what personal property they had in their home. Most likely, receipts and other purchase records have also been destroyed. As such, public adjusters in preparing estimates and/or proofs… Continue reading Can Misrepresentations In a Proof of Loss Void Coverage?
Flood Proof of Loss Filled Correctly? Do Not Lose Benefits By Failing to List Amount Claimed
Verne Pedro | Property Insurance Coverage Law Blog | May 28, 2019 It’s been almost seven years since Superstorm Sandy hit New Jersey and Sandy cases are still wending through New Jersey Courts. A recent Third Circuit Court of Appeals decision discusses the importance of a properly completed proof of loss when submitting a flood… Continue reading Flood Proof of Loss Filled Correctly? Do Not Lose Benefits By Failing to List Amount Claimed
A Follow-Up on Proofs of Loss
Corey Harris | Property Insurance Coverage Law Blog | April 23, 2019 When I wrote my first blog on this site in 2009, I discussed proofs of loss at length. Since Hurricane Michael, these blogs have received a lot of traffic and discussion from people trying to navigate their way through the claims process. An issue that… Continue reading A Follow-Up on Proofs of Loss
Does a Requested Proof of Loss Have to Be Provided Before Demanding Appraisal or Filing Suit?
Chip Merlin | Property Insurance Coverage Law Blog | April 19, 2019 Proofs of loss were a topic of my first speech to the National Association of Public Insurance Adjusters at Carmel, California, in 1985. Generally, if an insurance company timely demands a proof of loss or if it is required under a policy, and the insurer… Continue reading Does a Requested Proof of Loss Have to Be Provided Before Demanding Appraisal or Filing Suit?