California Insurers Are Violating Replacement Cost Estimate Laws

Daniel Veroff | Property Insurance Coverage Law Blog | August 13, 2019 Many policyholders do not have enough insurance to replace their buildings or homes after a total loss. Often these policyholders were assured by their agents or insurance companies at the point of sale that their limits were sufficient. And many times these assurances… Continue reading California Insurers Are Violating Replacement Cost Estimate Laws

California Passes Law Requiring Insurance Companies Take Specific Measures To Periodically Review The Estimated Replacement Cost Of Structures Insured Under Residential Property Insurance Policies

Lawrence Moon | Property Insurance Coverage Law Blog | September 23, 2018 Last month, California passed legislation that requires residential property insurers to take specific measures to review the estimated cost of rebuilding or repairing structures insured under residential property insurance policies. Assembly Bill 1797 added section 10103.4 to California’s Insurance Code. With certain, limited… Continue reading California Passes Law Requiring Insurance Companies Take Specific Measures To Periodically Review The Estimated Replacement Cost Of Structures Insured Under Residential Property Insurance Policies

California Supreme Court Upholds Insurance Commissioner’s Authority to Regulate Replacement Cost Estimates

Christopher Kendrick and Valerie A. Moore | Haight Brown & Bonesteel LLP | January 24, 2017 In Assn. of Cal. Insurance Companies v. Jones ( No. S226529, filed 1/23/17), the California Supreme Court reversed trial and appellate court decisions to hold that California’s Insurance Commissioner Dave Jones had the authority to promulgate California Code of… Continue reading California Supreme Court Upholds Insurance Commissioner’s Authority to Regulate Replacement Cost Estimates

California Supreme Court Upholds Replacement Cost Estimate Regulation (For Now)

Dina R. Richman | Property Insurance Law Observer | January 27, 2017 In 2011, the California Insurance Commissioner promulgated a regulation governing replacement cost estimates for homeowners insurance (Cal. Code Regs., tit. 10, §2695.183 [the Regulation]). After the trial court and intermediate court of appeal invalidated the Regulation, this week the California Supreme Court reversed those… Continue reading California Supreme Court Upholds Replacement Cost Estimate Regulation (For Now)

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