Tiffany Bustamante | Property Insurance Law Observer In the recent decision Universal Property & Casualty Insurance Co. v. Qureshi, the Florida Fourth District Court of Appeal held that homeowners cannot recover replacement cost benefits unless they have incurred expenses for repairs. The court emphasized that under both the insurance policy’s plain language and Florida Statute §627.7011(3)(a),… Continue reading Split Decision: Florida Districts Clash Over Insurance Coverage for Unperformed Repairs