Hugh D. Hughes | SDV Insights The Hartford’s so-called virus exclusion in its commercial property forms is getting a workout, and policyholders now have an argument that may help their cases move past the pleadings stage. A U.S. District Court in Florida has deemed the exclusion ambiguous and denied an insurer’s motion to dismiss.1 The exclusion… Continue reading Fungi, Wet Rot, Dry Rot and “Virus”: One of These Things is Not Like the Other