Tag: Water Damage

Water Damage Exclusions: What’s Excluded and Not Excluded Under the Standard Homeowners Policy is Often a Contentious Issue Between Insured and Insurer

Christopher Nahas – May 28, 2014 Standard homeowners policy language excludes losses caused by water, however what is meant by this is not always clear. Water damage generally includes flood, sewer backup and seepage from water below ground. Despite these categories, disputes often arise regarding whether damages caused by water are covered. An issue that… Continue reading Water Damage Exclusions: What’s Excluded and Not Excluded Under the Standard Homeowners Policy is Often a Contentious Issue Between Insured and Insurer

A Reasonable Investigation of a Water Loss Requires Using Tools to Find the Damage

Chip Merlin – February 6, 2014 Water loss claims are often wrongfully adjusted because the insurance adjusters does not fully investigate the loss. Damage that is hidden behind walls, roofs, ceiling and floor can be detected by using tools that are made for finding water and moisture in these areas. In my research involving “ice… Continue reading A Reasonable Investigation of a Water Loss Requires Using Tools to Find the Damage

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