Citizens Property Insurance Attempts to Limit its Coverage for Water Damage

Sean Shaw | Property Insurance Coverage Law Blog | March 2, 2016 I was surprised when I first saw the Sun-Sentinel article, Citizens files request for 72-hour deadline to report loss. The more I read and thought about the article the angrier I became. As I have written in the past, Florida policyholders continue to… Continue reading Citizens Property Insurance Attempts to Limit its Coverage for Water Damage

Court Reaffirms Damages Analysis in Construction Defect Cases

Thomas P. Wert | Roetzel & Andress | February 22, 2016 On February 5, 2015, the Court of Appeals, Second District, reaffirmed the means by which courts determine damages for construction defect claims.  Gray v. Mark Hall Homes, Inc., 2016 WL 459436 (Fla. 2nd DCA Feb. 5, 2015).   In 2005, Angela Gray contracted with Mark Hall… Continue reading Court Reaffirms Damages Analysis in Construction Defect Cases

Water Property Damage Losses Report Released

Nicole Vinson | Property Insurance Coverage Law Blog | February 13, 2016 Insurance Companies are in the business to make a profit. This is no secret. Policyholders believe that if they buy insurance and have a covered loss, the insurance for that damage should kick in. This is a basic understanding. Insurance companies in Florida… Continue reading Water Property Damage Losses Report Released

Claim of Future Injury Not Basis For Declaratory Relief

Barry Zalma | Zalma on Insurance | February 5, 2016 When the Supreme Court of the state of Georgia decided State Farm Mutual Automobile Insurance Co. v. Mabry, 274 Ga. 498, 556 S.E.2d 114 (Ga. 11/28/2001) it opened the door to litigation against insurers who determined actual cash value losses by determining full replacement cost… Continue reading Claim of Future Injury Not Basis For Declaratory Relief

Coverage for Direct Physical Loss Does Not Necessarily Include “Matching” or Require “Aesthetic Uniformity”

Heidi Hudson Raschke | PropertyCasualtyFocus | January 29, 2016 When a property insurance policy covers a multi-story building or multi-building property, and a portion sustains damage, there is often a question regarding the extent to which undamaged property should be replaced to ensure matching and/or aesthetic uniformity throughout the property.  In Great American Insurance Company… Continue reading Coverage for Direct Physical Loss Does Not Necessarily Include “Matching” or Require “Aesthetic Uniformity”

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