Brandee Bower | Property Insurance Coverage Law Blog | December 10, 2014 I recently came across a case in Colorado involving a suit filed by a business owner against the insurance company for damage to his building when an underground water main leak caused settling.1 The facts are: The plaintiff owned a building where he operated… Continue reading “Specified Cause of Loss” in Colorado Can Determine Whether There is Coverage
Tag: water intrusion
Under Florida Law, a “Sudden” Event Can Occur Over Time
Larry Bache – Property Insurance Coverage Law Blog – September 18, 2014 If you are a frequent reader of this blog, you are likely familiar with the general rule that policy language determined to be ambiguous is read in favor of the insured because the insured is the nondrafting party. A contract is ambiguous when its… Continue reading Under Florida Law, a “Sudden” Event Can Occur Over Time
Insurance Company Denials Based on Water Backup and Overflow Are Not Always Enforceable
Christopher Nahas – August 7, 2014 Many policyholder disputes involve an insurance contract that includes a provision dealing with water damage. While there are various constructions of the water damage provision, the issue of water that backs up or overflows from a sewer or drain arises frequently. Insurance companies will often deny claims based on… Continue reading Insurance Company Denials Based on Water Backup and Overflow Are Not Always Enforceable
I Feel The Earth Move Under My Feet…And That May Not Be A Covered Loss In Colorado
Brandee Bower – July 23, 2014 A new case was recently handed down regarding earth movement and water damage exclusions. In Wagner v. American Family Mutual Insurance Company,1 a policyholder suspected a water leak in her home. She had her property inspected and found a water pipe was leaking under the slab foundation, eroding the… Continue reading I Feel The Earth Move Under My Feet…And That May Not Be A Covered Loss In Colorado
How Mold Enters a Property & Steps to Prevent it from Becoming a Problem on Environmental Expert
Cochrane & Associates, LLC – September 3, 2013 Today, most people recognize that working, going to school or living in an indoor environment with high levels of mold can lead to health issues. Although mold growth often follows a water damaging event, most people are unaware of how mold enters a building in the first… Continue reading How Mold Enters a Property & Steps to Prevent it from Becoming a Problem on Environmental Expert